These documents are included for information in the compliance guide and are available in the adhesion packs below for each scheme: this guide describes the eligibility criteria and instructions to complete the compliance package. It also lists the information and documents that payment service providers (payment service providers) must provide to justify their compliance. Participation in the payment systems of the single euro payment area does not require the participation of the European Payment Council. The first step in complying with the payment systems of the single euro payment area is to download the guide to compliance with the systems of the single euro payment area. Since 28 January 2008, SEPA transfers have been available for processing national and cross-border European payments. In order to implement this procedure, a payment service provider must first sign the corresponding payment services compliance agreement (EPC) and reorient its SEPA payment processing systems. The EPC contains an updated list of the more than 4,500 payment service providers participating in the SEPA. Members of the SEPA system must also complete a set of documents for the EPC including a compliance agreement and legal advice. For each linked diagram, a set of documents must be completed. SEPA Credit Transfer Scheme Adherence Pack – Extended Remittance Information Option SEPA Direct Debit Business-to-Business Scheme Adherence Pack As described in the loyalty guide, it may be necessary to provide other documents and information, such as the accessibility of the applicant.B. Any financial institution wishing to participate in SEPA systems must sign a compliance agreement, thus committing to the EPC to comply unconditionally with the sePA provisions. In addition, the EPC requires each participant to provide legal advice that the institution is able to meet the requirements of the SEPA systems.
Learn more about the SEPA compliance process guide. Since January 2008, transfers and, since November 2009, debits have been made under standardised SEPA systems required for all participating countries. Therefore, participating Swiss financial institutions must respect the same conditions of competition in the euro payment area for the processing of euro payments.